/* Fair Capital. Brand kit: prism (field #121020, core #16162E, ring gradient). */
:root {
  color-scheme: light;
  --field: #121020;
  --core: #16162E;
  --ink: #1a1830;
  --ink-2: #45425e;
  --ink-3: #5f5b78;
  --paper: #f7f4ee;
  --paper-2: #efeae0;
  --card: #fffdf9;
  --line: #ddd6c8;
  --line-2: #c9c0ae;
  --offer: #C8431F;
  --offer-soft: #fbe6de;
  --sba: #00879C;
  --sba-ink: #006a7a;
  --cdfi: #3B4A9A;
  --plum: #9F638E;
  --ring: linear-gradient(90deg, #0DACBD, #1B2A69 22%, #BE71B8 45%, #FA6A49 68%, #FC7C17 84%, #FC552C);
  --r: 14px;
  --display: "Plus Jakarta Sans", ui-sans-serif, system-ui, sans-serif;
  --body: "Inter", ui-sans-serif, system-ui, sans-serif;
  --ease: cubic-bezier(.22, 1, .36, 1);
  --gutter: clamp(16px, 4vw, 40px);
}
* { box-sizing: border-box; }
[hidden] { display: none !important; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } *, *::before, *::after { animation: none !important; transition: none !important; } }
body { margin: 0; background: var(--paper); color: var(--ink); font: 400 16px/1.6 var(--body); font-feature-settings: "tnum" 1, "cv11" 1; overflow-x: hidden; }
img { max-width: 100%; display: block; }
a { color: var(--sba-ink); text-underline-offset: 3px; text-decoration-thickness: 1px; }
a:hover { text-decoration-thickness: 2px; }
:focus-visible { outline: 3px solid #FC7C17; outline-offset: 3px; border-radius: 6px; }
h1, h2, h3 { font-family: var(--display); line-height: 1.12; letter-spacing: -0.02em; margin: 0; }
.wrap { width: 100%; max-width: 1180px; margin: 0 auto; padding-inline: var(--gutter); }
.sr-only { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
.skip { position: absolute; left: 12px; top: -60px; background: #fff; color: var(--ink); padding: 10px 14px; border-radius: 8px; z-index: 10; }
.skip:focus { top: 12px; }
small { font-size: .82em; color: var(--ink-3); font-weight: 400; }

/* ---------- buttons ---------- */
.btn { display: inline-flex; align-items: center; justify-content: center; min-height: 48px; padding: 0 22px; border-radius: 999px; font: 600 16px/1 var(--display); text-decoration: none; border: 1.5px solid transparent; cursor: pointer; transition: transform .2s var(--ease), background .2s, color .2s; }
.btn:hover { transform: translateY(-1px); }
.btn-primary { background: #FC7C17; color: #1a0d02; }
.btn-primary:hover { background: #ff8f36; }
.btn-primary:disabled { background: var(--paper-2); color: var(--ink-3); cursor: not-allowed; transform: none; }
.btn-ghost { color: #f3eefc; border-color: rgba(243,238,252,.45); }
.btn-ghost:hover { border-color: #f3eefc; }
.btn-light { background: #fffdf9; color: var(--field); }
.btn-block { width: 100%; }

/* ---------- hero ---------- */
.hero { position: relative; background: var(--field); color: #f3eefc; overflow: hidden; isolation: isolate; }
.ring { position: absolute; inset: auto -20% -55% auto; width: min(900px, 120vw); aspect-ratio: 1; border-radius: 50%; background: conic-gradient(from 200deg, #0DACBD, #1B2A69, #BE71B8, #FA6A49, #FC7C17, #FC552C, #0DACBD); opacity: .16; filter: blur(60px); z-index: -1; }
.hero::after { content: ""; position: absolute; left: 0; right: 0; bottom: 0; height: 4px; background: var(--ring); }
.topbar { display: flex; align-items: center; justify-content: space-between; gap: 16px; padding-block: 20px; }
.topbar ul { display: flex; gap: clamp(12px, 3vw, 28px); list-style: none; margin: 0; padding: 0; }
.topbar ul a { color: #d9d2ea; text-decoration: none; font-size: 15px; font-weight: 500; }
.topbar ul a:hover { color: #fff; }
.brand { display: inline-flex; align-items: center; gap: 10px; color: #fff; text-decoration: none; font: 800 19px/1 var(--display); letter-spacing: -0.02em; }
.brand-mark { width: 22px; height: 20px; background: var(--ring); clip-path: polygon(50% 0, 100% 100%, 0 100%); }
.hero-grid { display: grid; grid-template-columns: 1.25fr .9fr; gap: clamp(32px, 6vw, 80px); align-items: center; padding-block: clamp(28px, 6vw, 72px) clamp(28px, 5vw, 56px); }
.eyebrow { font: 600 13px/1.3 var(--body); letter-spacing: .08em; text-transform: uppercase; color: #cdb3d0; margin: 0 0 18px; }
.hero h1 { font-size: clamp(36px, 6vw, 68px); font-weight: 800; color: #fff; max-width: 14ch; }
.hero h1 em { font-style: normal; background: var(--ring); background-size: 100% 6px; background-repeat: no-repeat; background-position: 0 92%; }
.lede { font-size: clamp(17px, 1.6vw, 19px); color: #d9d2ea; max-width: 56ch; margin: 22px 0 28px; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 12px; }
.privacy { display: flex; gap: 10px; align-items: flex-start; font-size: 14px; color: #bfb7d6; margin: 22px 0 0; max-width: 52ch; }
.lock { flex: none; width: 14px; height: 16px; margin-top: 3px; border: 2px solid #0DACBD; border-radius: 3px; position: relative; }
.lock::before { content: ""; position: absolute; left: 1px; top: -8px; width: 8px; height: 8px; border: 2px solid #0DACBD; border-bottom: 0; border-radius: 6px 6px 0 0; }
.hero-receipt { background: #fffdf9; color: var(--ink); border-radius: 6px; padding: 26px 26px 22px; box-shadow: 0 30px 60px -30px rgba(0,0,0,.6); transform: rotate(1.2deg); position: relative; }
.hero-receipt::before, .hero-receipt::after { content: ""; position: absolute; left: 0; right: 0; height: 10px; background: radial-gradient(circle at 7px 0, transparent 6px, #fffdf9 6.5px) repeat-x; background-size: 14px 10px; }
.hero-receipt::before { top: -9px; transform: rotate(180deg); }
.hero-receipt::after { bottom: -9px; }
.receipt-title { font: 700 13px/1 var(--display); letter-spacing: .1em; text-transform: uppercase; color: var(--ink-3); margin: 0 0 14px; }
.hero-receipt dl { margin: 0; }
.hero-receipt dl > div { display: flex; justify-content: space-between; gap: 16px; padding: 8px 0; border-bottom: 1px dashed var(--line-2); font-size: 15px; }
.hero-receipt dt { color: var(--ink-2); }
.hero-receipt dd { margin: 0; font-weight: 600; }
.hero-receipt .rule { border-bottom: 2px solid var(--ink); }
.hero-receipt .big { border: 0; align-items: baseline; padding-top: 14px; }
.hero-receipt .big dt { font: 700 16px var(--display); color: var(--ink); }
.hero-receipt .big dd { font: 800 44px/1 var(--display); color: var(--offer); letter-spacing: -0.03em; }
.receipt-foot { font-size: 14px; color: var(--ink-2); margin: 12px 0 0; }
.disclaimer-strip { margin: 0 auto; padding-block: 14px 18px; font-size: 14px; color: #d9d2ea; border-top: 1px solid rgba(255,255,255,.1); }
.disclaimer-strip strong { color: #fff; }

/* ---------- why ---------- */
.why { padding-block: clamp(48px, 7vw, 88px) clamp(32px, 5vw, 56px); }
.section-kicker { font: 700 14px/1 var(--display); letter-spacing: .12em; text-transform: uppercase; color: #7a4569; margin-bottom: 28px; }
.why-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 0; border-top: 2px solid var(--ink); }
.stat { margin: 0; padding: 22px 22px 8px 0; }
.stat + .stat { padding-left: 22px; border-left: 1px solid var(--line); }
.stat-num { font: 800 clamp(32px, 3.6vw, 44px)/1 var(--display); letter-spacing: -0.03em; margin: 0 0 12px; color: var(--ink); }
.stat-num span { font-size: .5em; font-weight: 700; color: var(--ink-3); letter-spacing: 0; }
.stat figcaption { font-size: 14.5px; color: var(--ink-2); }
.fineprint { font-size: 13px; color: var(--ink-3); margin: 18px 0 0; }

/* ---------- section heads ---------- */
.section-head { display: grid; grid-template-columns: auto 1fr; gap: clamp(14px, 3vw, 28px); align-items: start; margin-bottom: clamp(24px, 4vw, 40px); }
.section-head .step-no { font: 800 clamp(40px, 6vw, 72px)/.85 var(--display); margin: 0; color: var(--plum); letter-spacing: -0.04em; }
.section-head h2 { font-size: clamp(28px, 4vw, 44px); font-weight: 800; }
.section-head p { margin: 8px 0 0; color: var(--ink-2); max-width: 62ch; }

/* ---------- panels, forms ---------- */
.analyzer { background: var(--paper-2); padding-block: clamp(48px, 7vw, 96px); border-block: 1px solid var(--line); }
.panel { background: var(--card); border: 1px solid var(--line); border-radius: var(--r); }
.an-grid { display: grid; grid-template-columns: minmax(300px, 400px) 1fr; gap: 24px; align-items: start; }
.form { padding: 22px; position: sticky; top: 16px; }
fieldset { border: 0; margin: 0 0 18px; padding: 0; min-width: 0; }
legend { font: 700 13px/1 var(--display); letter-spacing: .1em; text-transform: uppercase; color: var(--ink-3); margin-bottom: 14px; padding: 0; }
.field { display: block; margin-bottom: 14px; }
.field > span:first-child { display: block; font-weight: 500; font-size: 15px; margin-bottom: 6px; }
.field small { display: inline; margin-left: 4px; }
.input { position: relative; display: block; }
.input input, .input select { width: 100%; min-height: 48px; border: 1.5px solid var(--line-2); border-radius: 10px; background: #fff; font: 500 17px var(--body); color: var(--ink); padding: 10px 14px; transition: border-color .15s, box-shadow .15s; appearance: none; -webkit-appearance: none; }
.input.money input { padding-left: 30px; }
.input.money::before { content: "$"; position: absolute; left: 14px; top: 50%; transform: translateY(-50%); color: var(--ink-3); font-weight: 500; pointer-events: none; }
.input.pct input { padding-right: 34px; }
.input.pct::after { content: "%"; position: absolute; right: 14px; top: 50%; transform: translateY(-50%); color: var(--ink-3); pointer-events: none; }
.input.select select { padding-right: 40px; }
.input.select::after { content: ""; position: absolute; right: 16px; top: 50%; width: 8px; height: 8px; border-right: 2px solid var(--ink-3); border-bottom: 2px solid var(--ink-3); transform: translateY(-70%) rotate(45deg); pointer-events: none; }
.input input:hover, .input select:hover { border-color: var(--ink-3); }
.input input:focus, .input select:focus { outline: none; border-color: var(--cdfi); box-shadow: 0 0 0 3px rgba(59,74,154,.2); }
.input input[aria-invalid="true"] { border-color: var(--offer); }
.row2 { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.seg { display: grid; grid-template-columns: 1fr 1fr; background: var(--paper-2); border-radius: 12px; padding: 4px; gap: 4px; margin-bottom: 14px; }
.seg-4 { grid-template-columns: repeat(4, 1fr); }
.seg label { position: relative; }
.seg input { position: absolute; opacity: 0; inset: 0; margin: 0; cursor: pointer; }
.seg span { display: flex; align-items: center; justify-content: center; text-align: center; min-height: 44px; padding: 4px 6px; border-radius: 9px; font-size: 14px; font-weight: 500; color: var(--ink-2); line-height: 1.2; transition: background .15s, color .15s; }
.seg input:checked + span { background: var(--core); color: #fff; }
.seg input:focus-visible + span { outline: 3px solid #FC7C17; outline-offset: 1px; }
.seg-sm { display: inline-grid; margin: 0; }
.seg-sm span { min-height: 38px; padding: 4px 14px; }
.form-errors { color: var(--offer); font-weight: 500; font-size: 14px; margin: 0; }
.form-errors:empty { display: none; }

/* ---------- results ---------- */
.results { display: grid; gap: 24px; min-width: 0; }
.verdict { padding: clamp(20px, 3vw, 32px); }
.v-label { font: 700 13px/1 var(--display); letter-spacing: .1em; text-transform: uppercase; color: var(--ink-3); margin: 0; }
.v-apr { font: 800 clamp(64px, 10vw, 112px)/.95 var(--display); letter-spacing: -0.05em; color: var(--offer); margin: 10px 0 6px; transition: opacity .2s; }
.v-sub { margin: 0 0 22px; color: var(--ink-2); }
.v-grid { display: grid; grid-template-columns: repeat(4, 1fr); margin: 0; border-top: 1px solid var(--line); }
.v-grid > div { padding: 14px 14px 0 0; }
.v-grid > div + div { padding-left: 14px; border-left: 1px solid var(--line); }
.v-grid dt { font-size: 13.5px; color: var(--ink-3); line-height: 1.35; }
.v-grid dd { margin: 4px 0 0; font: 700 clamp(18px, 2vw, 22px)/1.2 var(--display); }
.v-note { font-size: 14px; color: var(--ink-2); margin: 16px 0 0; }
.v-note:empty { display: none; }

.chart-panel { margin: 0; padding: 20px 20px 14px; }
.chart-panel figcaption { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 8px 16px; align-items: baseline; margin-bottom: 8px; }
.chart-title { font: 700 17px var(--display); }
.chart-legend { display: flex; flex-wrap: wrap; gap: 6px 16px; font-size: 13.5px; color: var(--ink-2); }
.chart-legend i { display: inline-block; width: 16px; height: 3px; border-radius: 2px; vertical-align: middle; margin-right: 6px; }
.chart-legend i.dot { background: radial-gradient(circle, var(--cdfi) 1.4px, transparent 1.6px) 0 50% / 5px 3px repeat-x !important; }
.chart-legend i.dash { background: repeating-linear-gradient(90deg, var(--ink-3) 0 4px, transparent 4px 7px) !important; }
.chart { position: relative; width: 100%; aspect-ratio: 16 / 8; min-height: 240px; }
.chart svg { width: 100%; height: 100%; display: block; overflow: visible; }
.chart .grid line { stroke: var(--line); stroke-width: 1; }
.chart .axis text { fill: var(--ink-3); font: 500 12px var(--body); }
.chart .lbl { font: 600 12.5px var(--body); fill: var(--ink); }
.chart .tip { position: absolute; pointer-events: none; background: var(--core); color: #fff; font-size: 13px; line-height: 1.45; padding: 8px 10px; border-radius: 8px; white-space: nowrap; transform: translate(-50%, calc(-100% - 12px)); opacity: 0; transition: opacity .12s; }
.chart .tip.on { opacity: 1; }
.chart .tip b { font-weight: 600; }
.table-view summary { cursor: pointer; font-size: 14px; color: var(--sba-ink); padding: 8px 0 2px; min-height: 32px; }
.table-view table { width: 100%; border-collapse: collapse; font-size: 14px; margin-top: 8px; }
.table-view th, .table-view td { text-align: right; padding: 6px 8px; border-bottom: 1px solid var(--line); }
.table-view th:first-child, .table-view td:first-child { text-align: left; }

/* ---------- compare ---------- */
.compare { margin-top: 24px; padding: clamp(18px, 3vw, 28px); }
.compare-head { display: flex; flex-wrap: wrap; gap: 12px; justify-content: space-between; align-items: center; margin-bottom: 14px; }
.compare-head h3 { font-size: clamp(20px, 2.4vw, 26px); }
.table-scroll { overflow-x: auto; -webkit-overflow-scrolling: touch; }
.cmp { width: 100%; border-collapse: collapse; min-width: 520px; }
.cmp th, .cmp td { padding: 13px 14px; text-align: right; border-bottom: 1px solid var(--line); font-size: 15.5px; }
.cmp th:first-child, .cmp td:first-child { text-align: left; color: var(--ink-2); font-weight: 500; }
.cmp thead th { font: 700 15px var(--display); border-bottom: 2px solid var(--ink); position: relative; }
.cmp thead th.c-offer::before, .cmp thead th.c-sba::before, .cmp thead th.c-cdfi::before { content: ""; display: inline-block; width: 10px; height: 10px; border-radius: 3px; margin-right: 8px; vertical-align: 0; }
.c-offer::before { background: var(--offer); } .c-sba::before { background: var(--sba); } .c-cdfi::before { background: var(--cdfi); }
.cmp td.hl { font-weight: 700; color: var(--ink); }
.cmp tr.key td { font: 700 18px var(--display); }
.cmp tr.key td.offer { color: var(--offer); }
.cmp .save { display: block; font: 500 12.5px var(--body); color: var(--sba-ink); }

/* ---------- method ---------- */
.method { margin-top: 24px; padding: 0; }
.method summary { cursor: pointer; padding: 18px 22px; font: 700 17px var(--display); list-style: none; display: flex; justify-content: space-between; align-items: center; min-height: 56px; }
.method summary::-webkit-details-marker { display: none; }
.method summary::after { content: "+"; font-size: 24px; color: var(--ink-3); transition: transform .25s var(--ease); }
.method[open] summary::after { transform: rotate(45deg); }
.method-body { padding: 0 22px 20px; color: var(--ink-2); font-size: 15px; }
.method-body ol { padding-left: 20px; margin: 0 0 12px; }
.method-body li { margin-bottom: 8px; }
code { font: 500 14px ui-monospace, SFMono-Regular, Menlo, monospace; background: var(--paper-2); padding: 2px 6px; border-radius: 5px; }

/* ---------- flags ---------- */
.flags { margin-top: clamp(40px, 6vw, 64px); }
.flags h3 { font-size: clamp(22px, 3vw, 30px); }
.flags-intro { color: var(--ink-2); margin: 8px 0 20px; }
.flag-list { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: 1fr 1fr; gap: 0 32px; border-top: 2px solid var(--ink); }
.flag-list li { border-bottom: 1px solid var(--line); }
.flag-list label { display: grid; grid-template-columns: 28px 1fr; gap: 2px 12px; padding: 16px 0; cursor: pointer; }
.flag-list input { grid-row: 1 / 3; width: 22px; height: 22px; margin: 2px 0 0; accent-color: var(--offer); cursor: pointer; }
.flag-name { font-weight: 600; }
.flag-desc { font-size: 14.5px; color: var(--ink-2); }
.flag-list li:has(input:checked) .flag-name { color: var(--offer); }
.flag-count { font-weight: 600; color: var(--offer); min-height: 1.6em; margin: 14px 0 0; }

/* ---------- readiness ---------- */
.readiness { padding-block: clamp(48px, 7vw, 96px); }
.rd-grid { display: grid; grid-template-columns: 1fr minmax(300px, 380px); gap: clamp(24px, 4vw, 48px); align-items: start; }
.rd-form { counter-reset: q; }
.q { border: 0; padding: 18px 0 20px; margin: 0; box-shadow: inset 0 1px 0 var(--line); min-width: 0; }
.q:first-child { box-shadow: inset 0 2px 0 var(--ink); }
.q legend { float: left; width: 100%; }
.q .opts { clear: both; }
.q legend { counter-increment: q; font: 700 17px/1.3 var(--display); letter-spacing: -0.01em; text-transform: none; color: var(--ink); margin-bottom: 12px; display: flex; gap: 10px; }
.q legend::before { content: counter(q, decimal-leading-zero); color: #7a4569; font-weight: 700; font-size: 14px; padding-top: 2px; }
.q legend small { display: block; }
.opts { display: flex; flex-wrap: wrap; gap: 8px; }
.opt { position: relative; }
.opt input { position: absolute; opacity: 0; inset: 0; margin: 0; cursor: pointer; }
.opt span { display: inline-flex; align-items: center; min-height: 44px; padding: 8px 16px; border: 1.5px solid var(--line-2); border-radius: 999px; background: var(--card); font-size: 15px; color: var(--ink); transition: background .15s, border-color .15s, color .15s; }
.opt input[type="checkbox"] + span::before { content: ""; width: 14px; height: 14px; border: 1.5px solid var(--ink-3); border-radius: 4px; margin-right: 8px; flex: none; }
.opt input[type="checkbox"]:checked + span::before { background: #fff; border-color: #fff; box-shadow: inset 0 0 0 3px var(--core); }
.opt:hover span { border-color: var(--ink-3); }
.opt input:checked + span { background: var(--core); border-color: var(--core); color: #fff; }
.opt input:focus-visible + span { outline: 3px solid #FC7C17; outline-offset: 2px; }
.rd-result { position: sticky; top: 16px; padding: 24px; }
.dial { position: relative; width: 168px; margin: 0 auto 8px; }
.dial svg { transform: rotate(-90deg); }
.dial-bg { fill: none; stroke: var(--paper-2); stroke-width: 10; }
.dial-fg { fill: none; stroke: url(#none); stroke: var(--sba); stroke-width: 10; stroke-linecap: round; stroke-dasharray: 326.7; stroke-dashoffset: 326.7; transition: stroke-dashoffset .8s var(--ease), stroke .3s; }
.dial-num { position: absolute; inset: 0; display: grid; place-content: center; text-align: center; margin: 0; font: 800 48px/1 var(--display); letter-spacing: -0.04em; }
.dial-num small { font: 500 14px var(--body); letter-spacing: 0; display: block; margin-top: 4px; }
.rd-progress { text-align: center; color: var(--ink-2); font-size: 14.5px; margin: 0 0 16px; }
.door { border-top: 2px solid var(--ink); padding-top: 14px; margin-bottom: 16px; }
.door-k { font: 700 12px/1 var(--display); letter-spacing: .1em; text-transform: uppercase; color: var(--ink-3); margin: 0 0 6px; }
.door-name { font: 800 22px/1.2 var(--display); margin: 0 0 6px; }
.door p { font-size: 14.5px; color: var(--ink-2); margin: 0; }
.door .door-k { margin: 0 0 8px; color: var(--ink-3); font-size: 12px; }
.door .door-name { margin: 0 0 8px; color: var(--ink); font-size: 22px; }
.steps-h { font: 700 15px var(--display); margin: 0 0 8px; }
.steps { margin: 0 0 18px; padding-left: 20px; font-size: 14.5px; color: var(--ink-2); }
.steps li { margin-bottom: 8px; }
.steps li::marker { color: #7a4569; font-weight: 700; }

/* ---------- where ---------- */
.where { padding-block: clamp(48px, 7vw, 88px); border-top: 1px solid var(--line); }
.orgs { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: 1.2fr 1fr 1fr; gap: 0; border-top: 2px solid var(--ink); }
.org { padding: 22px 24px 8px 0; display: flex; flex-direction: column; }
.org + .org { padding-left: 24px; border-left: 1px solid var(--line); }
.org-type { font: 700 12px/1 var(--display); letter-spacing: .1em; text-transform: uppercase; color: #7a4569; margin: 0 0 10px; }
.org h3 { font-size: 21px; margin-bottom: 10px; }
.org p { color: var(--ink-2); font-size: 15px; margin: 0 0 14px; }
.org-link { margin-top: auto; font-weight: 600; display: inline-flex; min-height: 44px; align-items: center; }
.org-link::after { content: " \2197"; margin-left: 4px; }

/* ---------- cta ---------- */
.cta { background: var(--core); color: #f3eefc; position: relative; }
.cta::before { content: ""; position: absolute; left: 0; right: 0; top: 0; height: 4px; background: var(--ring); }
.cta-inner { display: flex; flex-wrap: wrap; gap: 24px 48px; align-items: center; justify-content: space-between; padding-block: clamp(40px, 6vw, 72px); }
.cta h2 { font-size: clamp(28px, 4vw, 42px); color: #fff; }
.cta p { color: #d9d2ea; max-width: 60ch; margin: 10px 0 0; }

/* ---------- footer ---------- */
.foot { background: var(--field); color: #bfb7d6; font-size: 14px; padding-block: 40px 28px; }
.foot a { color: #9fe3ea; }
.foot-grid { display: grid; grid-template-columns: 1.4fr 1fr; gap: 32px 56px; }
.foot-disclaim { color: #e6e0f3; margin-top: 0; }
.foot-disclaim strong { color: #fff; }
.foot-h { font: 700 13px var(--display); letter-spacing: .1em; text-transform: uppercase; color: #e6e0f3; margin: 0 0 10px; }
.sources { margin: 0; padding-left: 18px; }
.sources li { margin-bottom: 6px; }
.foot-credit { display: flex; align-items: center; gap: 14px; margin-top: 32px; padding-top: 20px; border-top: 1px solid rgba(255,255,255,.1); }
.foot-credit img { width: 40px; height: 40px; border-radius: 8px; }
.foot-credit p { margin: 0; }

/* ---------- entrance ---------- */
@media (prefers-reduced-motion: no-preference) {
  .hero-copy > *, .hero-receipt { animation: rise .8s var(--ease) both; }
  .hero-copy > :nth-child(2) { animation-delay: .06s; } .hero-copy > :nth-child(3) { animation-delay: .12s; }
  .hero-copy > :nth-child(4) { animation-delay: .18s; } .hero-copy > :nth-child(5) { animation-delay: .24s; }
  .hero-receipt { animation-name: rise-tilt; animation-delay: .2s; animation-duration: 1s; }
  @keyframes rise { from { opacity: 0; transform: translateY(14px); } }
  @keyframes rise-tilt { from { opacity: 0; transform: translateY(24px) rotate(4deg); } }
}

/* ---------- responsive ---------- */
@media (max-width: 1000px) {
  .an-grid, .rd-grid { grid-template-columns: 1fr; }
  .form, .rd-result { position: static; }
  .why-grid { grid-template-columns: 1fr 1fr; }
  .stat:nth-child(3) { padding-left: 0; border-left: 0; }
  .stat:nth-child(n+3) { border-top: 1px solid var(--line); }
  .v-grid { grid-template-columns: 1fr 1fr; }
  .v-grid > div:nth-child(3) { padding-left: 0; border-left: 0; }
  .orgs { grid-template-columns: 1fr; }
  .org + .org { padding-left: 0; border-left: 0; border-top: 1px solid var(--line); }
}
@media (max-width: 760px) {
  .hero-grid { grid-template-columns: 1fr; }
  .hero-receipt { transform: none; }
  .topbar ul { display: none; }
  .flag-list { grid-template-columns: 1fr; }
  .foot-grid { grid-template-columns: 1fr; }
  .seg-4 { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 520px) {
  .why-grid { grid-template-columns: 1fr; }
  .stat + .stat { padding-left: 0; border-left: 0; border-top: 1px solid var(--line); }
  .v-grid > div { padding: 12px 10px 0 0; }
  .v-grid > div + div { padding-left: 10px; }
  .v-grid > div:nth-child(3) { padding-left: 0; }
  .section-head { grid-template-columns: 1fr; gap: 4px; }
  .cta-inner .btn { width: 100%; }
  .chart { aspect-ratio: 4 / 3; }
}

@media (max-width: 640px) {
  .cmp { min-width: 0; }
  .cmp thead { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); }
  .cmp, .cmp tbody { display: block; }
  .cmp tr { display: grid; grid-template-columns: repeat(3, 1fr); gap: 4px 10px; padding: 12px 0; border-bottom: 1px solid var(--line); }
  .cmp tr:first-child { border-top: 2px solid var(--ink); }
  .cmp th, .cmp td { border: 0; padding: 0; text-align: left !important; font-size: 15px; }
  .cmp th[scope="row"] { grid-column: 1 / -1; font-size: 13px; text-transform: uppercase; letter-spacing: .06em; color: var(--ink-3); margin-bottom: 2px; }
  .cmp td::before { content: attr(data-label); display: block; font: 600 12px var(--body); margin-bottom: 2px; }
  .cmp td:nth-of-type(1)::before { color: var(--offer); }
  .cmp td:nth-of-type(2)::before { color: var(--sba-ink); }
  .cmp td:nth-of-type(3)::before { color: var(--cdfi); }
  .cmp tr.key td { font-size: 16px; }
}

/* ---------- print: the plan ---------- */
.print-plan { display: none; }
@media print {
  @page { margin: 16mm; }
  body > *:not(.print-plan) { display: none !important; }
  body { background: #fff; }
  .print-plan { display: block !important; color: #111; font: 11pt/1.5 var(--body); }
  .print-plan h1 { font-size: 22pt; margin-bottom: 4pt; }
  .print-plan h2 { font-size: 13pt; margin: 16pt 0 6pt; }
  .print-plan .pp-score { font: 800 40pt/1 var(--display); }
  .print-plan table { border-collapse: collapse; width: 100%; }
  .print-plan td { border-bottom: 1px solid #ccc; padding: 4pt 6pt; vertical-align: top; }
  .print-plan .pp-foot { margin-top: 18pt; font-size: 9pt; color: #444; }
}

.hero-alt { margin: 16px 0 0; font-size: 15px; color: #bfb7d6; }
.hero-alt a { color: #f3eefc; }
.hero-alt span { margin: 0 8px; opacity: .6; }